The Mastercard® Black Card™ (formerly the Visa Black Card) is a good luxury credit card intended for individuals with excellent credit scores and high incomes. With 51 patents issued globally, Luxury Card leads the industry in metal card design and … The Mastercard Black Card is your best bet for over-the-top luxury benefits, but its rewards program falls short. With a $495 annual fee, the Mastercard Black … Each Mastercard Black Card is designed with a unique black-PVD-coated stainless steel front and carbon back. This sleek black card offers unique travel benefits, … The Mastercard Black Card’s introductory period for balance transfers is long; however, the $495 annual fee on this luxury card is probably beyond the means of the average cardholder. While good, it won’t make any ‘best’ lists, because there are other cards … With its show-stopping steel design, the Mastercard® Black Card™ is clearly aimed at consumers looking for a luxury credit card.